Tuesday, March 4, 2014

Lunchtime Real Estate and Mortgage Alert

The one day panic appears to have abated today; the stock market opening strong and US interest rates back to the close last Friday. The Russian/Ukraine situation has cooled about as quickly as it started on Saturday. Putin now saying Russia has no interest in continued military aggression. We noted yesterday that eventually financial markets would push the political issue behind it, we didn't believe it would be this soon. It isn't over, and it won't be over for a long time but unless there is fear of military activities there is little reason for US interest rates to be driven by safety fears. Putin has a history of aggressive acts as he never did believe in the dissolution of the Soviet Union and every now and then he reminds the world of that.

So far today the markets are mirror image of yesterday. The stock market higher and interest rate higher; the panic over the weekend is over for the moment and not likely to return now through the rest of the week. Now it is back to the basics, economic data and forecasts. Regardless of what the “specialists” are saying, or the politicians are thinking, all of the players in this regional power play are not really interested in pushing things too far---and that includes Russia.

There are no economic releases scheduled today. Tomorrow starts the monthly employment guesses with ADP reporting its private jobs report for Feb. The rest of this week markets will focus primarily on the US economy while still monitoring the events unfolding in the Ukraine.
Bond and mortgage markets remain technically bullish but unlikely to rally as long as no country fires weapons. Fundamentally the outlook still is for higher interest rates driven by improving economic outlooks and the Fed on course to continue tapering when the FOMC meets in  two weeks. 
I am still recommending to lock your interest rate.


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